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http://tinyurl.com/yefxdyx Is Ameriplan USA ™ a scam or fraud? There is a lot of interesting information to pass along on AmeriPlan USA ™ and the AmeriPlan USA ™ Business Opportunity. AmeriPlan USA ™ is a Provider Access Organization for their members to have access to dental, vision, chiropractic, and pharmaceutical providers who have agreed to offer their services at negotiated discounts off their usual (and customary) fees. Discounts can be 25%- 80% on dental related work. AmeriPlan USA ™ is not insurance or a health organization. This is explicitely stated on their website FAQ's.

The plan membership fee is $11.95 a month for individuals and an entire household membership is $19.95 per month. A household membership includes all residents in a household including parents, children, relatives, significant others; basically all permanent residents of the household. The other plans: Prescription drug, Vision, and Chiropractic are all FREE with the dental plan.

Once you decide to sign up, you will receive a membership card 10-14 days after receipt of your application. Corporate headquarters is located in Dallas. You will also receive a directory of providers. You just present your membership ID to any AmeriPlan USA ™ provider and you will be eligable to receive discounted fees.

You can obtain a list of the providers before you sign up to check who in your area is included.

The AmeriPlan ™ website has numerous disclosure statements reminding you that they are NOT an insurance company. They do NOT make payments directly to the provider. You, the plan member are obligated to pay for these health care services, but will be charged a discounted fee amount.