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1. Do not carry your social security card in your wallet.
2. Draw a line through blank spaces on debit or charge slips above the total so the amount can't be changed.
3. Tear up carbon slip and save all receipts so you can check against your monthly statements.
4. Report all discrepancies as soon as possible. Under the Fair Credit Reporting Act (FCRA) the card issuer must investigate any errors reported to them within 60 days from the date of your last statement.
5. Keep a records of all of your credit card accounts, telephone numbers of the creditors, expiration dates so you can quickly report a loss.
6. Carry only a few credit cards at a time.
7. Check with your homeowners insurance policy to see if they carry identity theft insurance.
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